No Surprise Act

Your Rights Under the No Surprises Act

Effective January 1, 2022

The No Surprises Act is a federal law that protects you from unexpected medical bills—including when receiving services from out-of-network or self-pay providers like private practice therapists.

Although originally focused on emergency and hospital care, this law also applies to mental health services, ensuring that you’re informed ahead of time about the cost of your care.

What Is a Good Faith Estimate (GFE)?

As part of the No Surprises Act, you have the right to receive a Good Faith Estimate (GFE) outlining the expected costs of your therapy.

Your GFE will include:

The estimated cost per session (e.g., $250 per session)
The projected number of sessions over a set period (e.g., 10 sessions over 3 months)
The total anticipated cost for that time frame
Any additional fees (e.g., missed session fees, report writing, legal services)

Your Rights Under This Law

You have the right to receive a Good Faith Estimate before your first session.
You may request an updated estimate at any time during treatment.
If you are billed $400 or more above your Good Faith Estimate, you can initiate a dispute resolution process through the U.S. Department of Health and Human Services.
You are not obligated to proceed with care if you do not agree to the estimated costs.

How You’ll Receive Your Estimate

You will receive your personalized Good Faith Estimate as part of your intake paperwork, before your first session. It will outline your estimated costs for the initial 3–6 months of treatment based on your goals and treatment plan.

If your plan of care changes significantly, I will provide an updated estimate.

Have Questions?

My goal is to make therapy transparent, predictable, and stress-free. If you have any questions about your Good Faith Estimate, fees, or your rights under the No Surprises Act, I’m happy to talk with you at any time.